Loans & Mortgages

Mortgage - Consumer, Commercial and Agricultural

Sumner National Bank can offer you a wide variety of mortgage loan products at very competitive rates and we offer some of the lowest fees in the area. We offer 10, 15, 20, and 30 year fixed rate fully amortizing loans, 5 year fixed rate balloon loans and Rural Housing Loans. For more information please contact John or Teresa at our Sheldon or Watseka locations.

  • Bank's NMLS # 474541
  • John Sumner NMLS # 773655
  • Teresa Seng MNLS # 773656

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Sumner National Bank makes all kinds of personal loans at competitive rates with quick responses. We make:

  • Auto and Truck Loans
  • Secured and Unsecured Personal Loans
  • Lines of Credit
  • Installment and Single Payment Loans

Talk to John or Teresa in Sheldon or Watseka for more information, or stop by and pick up an application today.

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SNB is committed to our community and we work hard to provide the best possible service and loan products to our local businesses including:

  • Equipment and Vehicle Loans
  • Property Improvement Loans
  • Operating Lines of Credit
  • Commercial Property Purchase, and or Refinance

Stop in and speak with John or Teresa to discuss your specific business financial needs.

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SNB stands ready to supply farmers with the credit they need to help make their businesses grow and prosper. We know how important our local farmers are to our community so we offer:

  • Operating Lines of Credit
  • Equipment Loans
  • Land Loans, Purchase and Refinance

We arenít the biggest Ag lender, but we think we are the best because we take the time to understand your business. Speak with John about what we can do for you.

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Educational - Student Loans

SNB has partnered with ICBA (Independent Community Bankers of America) and  iHelp Loans to provide you with access to studen loan opportunities.  Stop by and pick up a brochure.

iHelp Private Student Loans

There are many ways to pay the cost of college.  After considering federal loans, scholarships and grants, you may still have a gap you need to cover to pay your total college costs. SNB works with iHelp to provide an attractive private student loan that can cover that gap.

  • Competitive interest rates
  • No origination or repayment fees
  • Flexible repayment options
  • Easy to apply and responsive customer service

Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

Click here to learn more and apply:


Fixed Rate Private Consolidation Loans for College Graduates

iHelp offers Private Loan Consolidation for college graduates.  Consolidating your Federal, Parent Plus and Private student loans is a great way to reduce your student loan payments and simplify your life.

  • You may save money by locking in a fixed interest rate
  • Simplify your life with one easy monthly payment
  • Refinance a single loan
  • Make budgeting easier

Applying with a cosigner may help you to qualify for the loan and possibly receive a lower interest rate.

Click here to learn more and apply:


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